Mortgage Information


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Borrower's rights Not everyone is aware of their rights as borrowers, some of the important ones are listed here
Closing Costs Receiving an accurate disclosure of fees is essential to properly evaluate a lender
Cross collateralization Sometimes it takes 2 properties to put a deal together
Condominium financing Condo programs including new projects and apartment conversions
Foreign National Loans Loans for foreign nationals and non-permanent residents
Home equity loans Lines of credit and fixed loans
The 40 year loan For the lowest monthly payments, choose a 40 year mortgage
Interest Only Loan pay interest only payments for first 5 years
Interest rate indexes comparison of 12-MTA with different indexes
Interest rate index values current index rates
Loan Officer Just as important as choosing the right lender
Lot Loans Finance residential building lots
No income and no asset verification for those who prefer a streamlined, minimum documentation process
Option ARM explanation of the one month option ARM. Low payments or even lower with the 40 year mortgage
Shopping for a mortgage Click on our Helpful Links Section